Privacy Policy

Effective Date: [yesterday_date]

At SME Funding Guide, we value your trust.

This Privacy Policy explains how we handle data responsibly, ensuring compliance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

Our site aims to provide only educational content, focusing on small business funding, diversification, investment literacy, and financial awareness, while ensuring a secure and transparent environment for our readers.

We do not provide investment, financial, health, or legal advice.

Our blog is strictly for learning, awareness, and exploration in an AdSense-safe manner.

Data Collected

We only collect the minimum information necessary to operate this site effectively and for communication purposes.

Information You Provide:

When you reach out via emails or contact forms, we may collect details such as your name, email address, and the message you send.
The information is used solely to respond to your inquiries or manage contact requests.

Automatically Collected Information:

We may automatically collect device and technical information such as:
- IP address
- Browser type and version
- Device and operating system
- Site usage data (page views, session times, referral sources)
This information is analyzed in aggregate form to measure visitor engagement and improve content delivery.

Non-Personal Information:

Aggregated and anonymized statistics about traffic patterns, demographics, and article popularity collected via analytics tools.
These insights guide us in tailoring educational content responsibly.

We do not collect sensitive financial records, personal identification documents, or health-related information.

Cookies Usage

Like most online platforms, SME Funding Guide uses cookies to enhance your browsing experience.

Cookies are small data files stored on your device when you visit the site.

Types of cookies we use include:

Essential Cookies: For site operations and accessibility.
Performance Cookies: To monitor site usage and optimize functionality.
Preference Cookies: To remember user preferences like language settings.
Advertising Cookies: To enable Google Ads to serve relevant ads.

You may manage or disable cookies through your browser settings.

However, turning off cookies may limit your ability to use certain features.

Google Services

To maintain an educational, functional, and sustainable platform, we rely on Google services.

Google Analytics:

Provides us with insights into user behavior, traffic, and engagement.
Helps us refine our educational content for relevance and clarity.
Data collected is anonymized wherever possible.

Google Ads / AdSense:

AdSense is used to display relevant advertisements that allow this educational platform to remain free for readers.
Ads may be personalized based on browsing activity or shown as non-personalized, depending on your settings.
You can manage ad personalization through your browser or Google account privacy preferences.

Google reCAPTCHA:

Protects our forms from spam and automated submissions.
Collects technical and activity-related information strictly for verification and security.

By using the site, you agree to the operation of these Google services in line with their policies.

User Rights

We honor your rights under the GDPR (for EU residents) and the CCPA (for California residents).

Your GDPR Rights:

Right to Access: Request information on what data we hold about you.
Right to Rectification: Ask for corrections if your information is inaccurate.
Right to Erasure: Request deletion of your personal data, except where law requires retention.
Right to Restrict Processing: Request limits on how your data is used.
Right to Portability: Obtain a digital copy of information you have provided.
Right to Object: Stop certain types of processing, such as advertising personalization.

Your CCPA Rights:

Right to Know: Be informed of personal information collected and its purpose.
Right to Delete: Request the removal of personal information, with some exceptions.
Right to Opt-Out of Sale: We do not sell personal data, so this right is inherently honored.
Right to Non-Discrimination: You will not be treated differently for exercising your rights.

To exercise these rights, please email us at privacy@smefundingguide.live.

We will acknowledge and respond within the legally required timeframe.

Children’s Privacy

SME Funding Guide is not directed towards children under the age of 13, or the minimum age of digital consent applicable in your region.

We do not knowingly collect information from minors.

If a parent or guardian believes their child has provided us with data, they may contact us at privacy@smefundingguide.live, and we will promptly delete all related records.

Data Security and Storage

We take reasonable technical and organizational measures to ensure your data is safeguarded against unauthorized access, loss, or misuse, including:

Secure servers and restricted access to communication records.
Regular review and deletion of stored communication data when no longer needed.
Data retention limited only to what is required for compliance with law or communication with readers.

While we take precautions, no online system can be guaranteed fully secure.

By using the site, you accept the inherent risks of digital communications.

External Links

Our blog may contain links to external websites or resources for educational purposes.

It is important to understand that:

These sites operate independently, and we do not control their privacy practices.
Visiting external sites is at your discretion.
We encourage you to review external privacy policies when following any links.

SME Funding Guide is not responsible for the privacy practices or content of third-party websites.

Audience Profile and Privacy Practices

Our content appeals to a global audience interested in SME funding, investing basics, and financial awareness, including:

Students: Learning the basics of finance literacy and investments.
Young Professionals: Exploring how businesses manage funding and diversification.
Entrepreneurs: Seeking general knowledge on SMEs and educational breakdowns of funding processes.
Researchers and Academics: Using simplified resources for classroom or academic contexts.

In serving such a diverse reader base, we limit data collection to the essentials and ensure compliance across jurisdictions.

International Data Processing

Although SME Funding Guide operates from India, our readers visit from across the world.

By accessing our site, you consent to the transfer and processing of your data outside your local jurisdiction.

Regardless of your country, your information is treated with the same care, in accordance with GDPR and CCPA standards.

Updates to Privacy Policy

We may update this Privacy Policy occasionally to reflect operational, technical, or legal changes.

Updated versions will always be posted on this page.
The effective date at the top will indicate the date of the latest update.
Continued use of the site after changes implies acceptance of the revised terms.

Readers are encouraged to review this policy periodically.

Contact Information

For all privacy matters, please contact us via the following emails:

Privacy Requests: privacy@smefundingguide.live
General Queries: contact@smefundingguide.live
DMCA Concerns: dmca@smefundingguide.live

All communication will be treated respectfully, lawfully, and with care.

Closing Statement

At SME Funding Guide, our mission is to educate responsibly while protecting reader privacy.

We collect minimal data, use it transparently, and honor your rights as outlined by GDPR and CCPA.

By using our platform, you acknowledge and consent to this Privacy Policy.

We promise to remain professional, transparent, and focused on providing safe, reliable, and educational content for readers worldwide.

Thanks for reading! Privacy Policy you can check out on google.

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